Articles and updates on receipt and invoice extraction, data processing and automation.
SBA requires a post-default site visit within 60 days of an uncured payment default and 15 days of a non-payment default, under SOP 50 57 4. The full rules.
Read articleThe SBA sunset the FICO SBSS score for 7(a) Small Loans on March 1, 2026. The new underwriting requirements lenders must document, plus the 1.10x DSCR floor.
Read articleThe SBA guaranty purchase process for 7(a) lenders: the 60-day default trigger, the 120-day interest rule, and what causes a guaranty repair or denial.
Read articleWhat an ABL field exam tests on receivables, inventory, cash and taxes, how often exams happen, what they cost, and how to prepare your borrower.
Read articleThe SBA 7(a) loan closing checklist for lenders: required documents, the loan authorization, collateral perfection, tax transcripts and insurance.
Read articleSBA loan limits in 2026: Policy Notice 5000-879058 decoupled the programs July 4, 2026, so a borrower can reach roughly $10 million across both.
Read articleThe issues that sink most SBA 7(a) loans in underwriting: weak coverage, the SBSS 155-to-165 change, thin equity injection, collateral gaps, and eligibility.
Read articleHow SBA PLP delegated authority works: approving 7(a) loans without SBA credit review, how E-Tran works after the SBSS sunset, and the 1.1x DSCR rule.
Read articleSBA 7(a) collateral requirements in 2026: the $50,000 and $350,000 thresholds, what fully secured means, and when the SBA takes a lien on a home.
Read articleWhen the SBA requires an independent business valuation on a 7(a) change of ownership: the $250,000 intangible threshold, who can perform it, and the loan cap.
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