Guides on bank statement analysis, cash flow underwriting, SBA rules and credit risk for commercial lenders.
The working commercial loan documentation checklist: entity, financial, collateral, insurance and closing documents, and where loan files actually stall.
Read articleAbrigo does not publish pricing. Reported contract data, what drives a quote across its modules, and the implementation cost most buyers leave out.
Read articleAI can draft a commercial credit memo in minutes. Here is which sections are safe to automate, which two are not, and how to pilot it without an exam finding.
Read articleHow lenders spot a fake pay stub: recompute the deductions, test year-to-date totals against the calendar, and match net pay to bank statement deposits.
Read articleHow lenders calculate borrowing base ineligibles: past due, cross-aging, concentration caps, contras and dilution, with a worked receivable example.
Read articleBanks may outsource credit risk review to a third party, but the board stays responsible. How to choose in-house, outsourced or co-sourced loan review.
Read articleSBA requires a post-default site visit within 60 days of an uncured payment default and 15 days of a non-payment default, under SOP 50 57 4. The full rules.
Read articleThe SBA sunset the FICO SBSS score for 7(a) Small Loans on March 1, 2026. The new underwriting requirements lenders must document, plus the 1.10x DSCR floor.
Read articleThe SBA guaranty purchase process for 7(a) lenders: the 60-day default trigger, the 120-day interest rule, and what causes a guaranty repair or denial.
Read articleWhat an ABL field exam tests on receivables, inventory, cash and taxes, how often exams happen, what they cost, and how to prepare your borrower.
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