// Insurance & Claims

Close claims faster.
No manual data entry.

LenderAnalyzer reads every document that arrives with a claim — FNOL forms, ACORD submissions, loss runs, repair estimates, medical bills and police reports — and delivers clean, structured data into your claims management system in seconds, not days.

SOC 2 Type II
HIPAA ready
AES-256 encryption
FNOL_AUTO_4821.pdf
ACORD 1
Claimant
Policy No.
Loss Date
Loss Amount
Confidence 0.974
70%
Reduction in claims cycle time
12×
Documents processed per adjuster
<8 s
Per-page extraction time
99.2%
Field-level accuracy on ACORD forms

Insurance operations are document-heavy by nature. A single auto claim can arrive as a PDF FNOL, a scanned police report, three pages of medical bills and a repair-shop estimate — each in a different format. Manual keying means days of lag, transcription errors and adjuster capacity wasted on data entry instead of judgment calls. LenderAnalyzer eliminates that lag.

// Document coverage

Every document in the claims file

From the initial loss notice to the final subrogation letter, LenderAnalyzer reads the full stack — without templates and without per-carrier training.

FNOL & ACORD forms

Intake automation from day one

Capture claimant details, policy number, loss date, coverage type and reported amount from ACORD 1, ACORD 25 and proprietary FNOL forms submitted by brokers or directly by policyholders.

claimantSarah M. Thornton
policy_noPOL-2026-88341
loss_date2026-05-28
reported_amount$14,200

Medical bills & EOBs

Provider, CPT codes, billed/paid amounts, dates of service

Repair estimates

Shop, parts list, labour hours, total repair cost

Policy declarations

Coverage limits, deductibles, endorsements, effective dates

Loss run reports

Prior claims history, loss dates, amounts paid, open reserves

Police & incident reports

Parties, vehicle info, officer details, narrative

Subrogation packets

Demand letters, liability docs, carrier identification

Property inspection forms

Damage descriptions, replacement value estimates, photos index

// Claims workflow

From loss notice to structured data in four steps

LenderAnalyzer integrates at the document-ingestion layer so your adjusters see clean, validated fields — not a PDF queue.

01

Receive

Documents arrive by email, portal upload, broker API or scanned mail. LenderAnalyzer accepts PDFs, TIFFs, JPEGs and multi-page batches.

02

Extract & classify

AI identifies the document type — FNOL, police report, medical bill — then reads every field, table and narrative section, assigning a confidence score per field.

03

Review queue

Fields below your confidence threshold surface in a lightweight review UI. Adjusters confirm or correct in seconds, not minutes.

04

Push to your system

Validated JSON pushes directly into Guidewire, Duck Creek, Majesco or any claims platform via REST API or webhook, eliminating re-keying.

// Purpose-built for insurance

Capabilities that match how claims actually work

Insurance documents are messy — faxed scans, handwritten accident descriptions, multi-carrier loss runs. LenderAnalyzer handles all of it.

ACORD form intelligence
Pre-trained on ACORD 1, ACORD 25, ACORD 80 and hundreds of carrier-specific variants. No configuration needed per form edition.
Fraud-signal flagging
Confidence scores surface data inconsistencies — mismatched dates, implausible repair totals, duplicate policy numbers — before an adjuster ever opens the file.
Line-level medical billing
Extracts CPT codes, procedure descriptions, billed amounts and allowed amounts from itemised UB-04 and CMS-1500 forms, row by row.
Subrogation packet assembly
Reads demand letters, liability determination docs and third-party carrier information to populate subrogation worksheets automatically.
Claims system integration
Native connectors for Guidewire ClaimCenter, Duck Creek Claims and any REST-capable platform. Data lands where adjusters work, not in a silo.
POST /v1/extract — claim response
{
  "document_type": "fnol_acord1",
  "status": "completed",
  "confidence": 0.974,
  "fields": {
    "claimant_name": "Sarah M. Thornton",
    "policy_number": "POL-2026-88341",
    "loss_date": "2026-05-28",
    "coverage_type": "auto_collision",
    "reported_amount": 14200.00,
    "fraud_flags": []
  },
  "supporting_docs": [
    { "type": "repair_estimate",
      "total": 11840.00 },
    { "type": "police_report",
      "report_number": "PD-2026-19204" }
  ]
}
// Compliance & security

Meets insurance-grade security requirements

Claimant data is among the most sensitive information an enterprise handles. LenderAnalyzer's controls satisfy the requirements of both infosec teams and state regulators.

HIPAA ready

BAAs available for processing protected health information in medical bills and clinical records.

SOC 2 Type II

Independently audited security, availability and confidentiality controls — audit report available on request.

End-to-end encryption

TLS 1.2+ in transit and AES-256 at rest. Documents are never stored beyond your configured retention window.

Zero-retention mode

Enable automatic purge immediately after extraction so claimant data never persists on LenderAnalyzer infrastructure.

SSO / SAML & SCIM

Enterprise identity with role-based access — restrict adjuster access to their own claim queues.

Full audit logs

Every extraction event, review action and export is logged with timestamp and user identity for regulatory audit trails.

"Our adjusters used to spend the first forty minutes of every claim just keying data out of documents. LenderAnalyzer eliminated that entirely. We closed 30% more claims in the same headcount within two quarters."
C
Chief Claims Officer
Regional P&C Insurer
"The accuracy on handwritten accident descriptions surprised us. It catches things our manual process missed."
V
VP Operations
Specialty Lines Carrier
"We integrated the API into our Guidewire instance in a week. Zero-retention mode cleared our data-governance review immediately."
H
Head of IT Architecture
Mutual Insurance Group
// Get started

Cut your claims cycle time — starting today

Upload a FNOL or ACORD form to the live demo now, or talk to our team about a pilot with your own claims documents.

// FAQ

Claims & policy extraction questions

Have a question not covered here? Our team has answered hundreds of insurance-specific use cases.

Ask our team

Which ACORD forms does LenderAnalyzer support?

LenderAnalyzer is pre-trained on the full ACORD library including ACORD 1 (Property Loss Notice), ACORD 25 (Certificate of Liability), ACORD 80 (Homeowners Application) and dozens more. It also handles carrier-specific FNOL formats without template setup.

Can it read handwritten claim descriptions?

Yes. The AI handles handwritten narrative fields common in police reports and accident statements. Confidence scores are assigned per field so any low-confidence handwriting surfaces for adjuster review before the data is pushed downstream.

How does fraud flagging work?

LenderAnalyzer surfaces statistical anomalies — dates that predate the policy effective date, repair totals inconsistent with the described damage, policy numbers that appear on multiple unrelated claims — as structured flags in the API response. Your adjusters decide on action; LenderAnalyzer provides the signal.

Can it handle multi-document claim packages?

Yes. Submit a ZIP or multi-file batch and LenderAnalyzer classifies, extracts and links each document — FNOL, repair estimate, medical bill — into a single structured claim record, with cross-document validation.

Which claims management systems can it integrate with?

LenderAnalyzer exposes a REST API and webhooks, so it connects to any platform. Pre-built patterns exist for Guidewire ClaimCenter, Duck Creek Claims and Majesco. Implementation teams typically complete integration in under two weeks.

Is claimant PII stored after extraction?

By default, documents and extracted data are retained for your configured period (minimum 1 day, maximum 7 years). Zero-retention mode purges everything immediately after extraction, leaving no PII on LenderAnalyzer infrastructure — ideal for HIPAA and state privacy regulation requirements.